Financial Stability When You Need It Most
Life is unpredictable, and an illness or injury can disrupt your ability to work and earn. Disability insurance ensures you continue receiving a steady income, helping you manage expenses while focusing on recovery.
What is disability insurance?
Protect Your Income When the Unexpected Happens
An illness or injury can put your income on hold, but your bills won’t stop. Disability insurance ensures financial stability by replacing a portion of your income, helping you cover everyday expenses, mortgage payments, medical bills, and more.
Maintain your lifestyle and financial independence
Cover essential expenses while you recover
Avoid dipping into your savings or retirement funds
What Does Disability Insurance Cover?
Disability insurance provides income protection if you’re unable to work due to:
Injury or Accidents
On or off the job, ensuring financial security
Serious Illnesses
Conditions like cancer, heart disease, or mental health issues
Temporary or Long-Term Disabilities
Short-term recovery or extended care needs
Self-Employed & Business Owners
Protecting entrepreneurs from financial setbacks
Coverage is customizable based on your needs—speak with an advisor to find the right plan!
Types of Disability Insurance
Short-Term Disability Insurance
Provides benefits for a few months to cover temporary injuries or illnesses.
Long-Term Disability Insurance
Offers income replacement for extended periods, even up to retirement.
Own-Occupation vs. Any-Occupation Coverage
Own-Occupation
Pays benefits if you can’t work in your current profession.
Any-Occupation
Covers you only if you can't work in any job suitable for your skills.
What is disability insurance?
Simple steps to secure your income and protect your future.
Getting disability insurance is easier than you think. With the right plan, you can ensure financial stability if an illness or injury prevents you from working. Let’s walk you through the process step by step.
FAQs
Here are some common questions about disability insurance to help you make informed decisions and secure your financial future.
How much income will I receive if I’m unable to work?
Most policies cover up to 70% of your pre-disability income.
Can I get disability insurance if I’m self-employed?
Yes! Self-employed individuals can get coverage tailored to their needs.
How long does disability insurance last?
Short-term policies last a few months, while long-term coverage can extend until retirement.
When should I get disability insurance?
The sooner, the better! Premiums are lower when you’re young and healthy.
Get Disability Insurance Today!
An unexpected injury or illness shouldn’t derail your financial future. With disability insurance, you can focus on recovery while ensuring your expenses are covered.
Compare & get lowest quotes
From Canada's top insurers
